Why save?
If you save you will pay your own fees and worse still cross subsidise those who didn't save and are by necessity council funded.
Unless you are very wealthy the logical policy is to spend every penny and have no assets at all.
They need to change the policy or we really will be in trouble.

legalise euphanasia

beats me why us working brits have 2 pay for our care and a immergrant can bring her mother here and guess what us tax payers pay 4 them 2 , come on goverment start looking after ur own not the scum who come here for what they can get !!!!!!!!!!!

Only trouble is, why should we save when the BoE is desperately flooding the world with money and savers are seeing their money cheapened by inflation? There is no such thing at the moment as a prudent saver, saving is stupid, it's a guaranteed loss in money value. If you spend the lot, they still have to look after you when you become helpless. So enjoy it while you have it people, and let Wasteminster pick up the bill when it runs out.

Tell me, how does this work, Annual State Pension between £6,000 and £11.00m care home fees £26,00, Talk about sing for your supper. Which planet do these people live on, Oh and we also have to work till be are in our 70.s.#I know cut the money government officials are being paid, stop their last salary pensions, and per haps there would be a bit more monay to go round. Oh, and yes before foreigners get heallth care and operations, make them pay UP FRONT Beforehand.--- I think I will be getting sent to the tower for voicing such anarchy!!!!! Oc course I could have lived off the state on social for the years between 16 and 65 - SORTED!!!!!

Problem here, that all the pundits and the government ignore, is that there are too many people taking too big a cut out of any pension savings. The financial industry charge huge fees for managing a savings plan, governments tax plan income (thanks Mr Brown), and given any sort of economic meltdown, like the one we have now, government and the banks will steal your savings with super low interest rates and by printing money which devalues the £ and fuels inflation. If you ever do get to draw pension, of course they will tax that too. In truth your savings are the government's emergency funds pot and they won't hesitate to raid it if their own incompetence gets the country into trouble.

I give you a fact, a retired Police Officer, had is home sold to pay for his care, plus is pension is being used to pay towards his care. So he is funding himself for the next 10 year with his plan. On the cost valuation because he cant just use is money how he wants, they decide. So because of their choices he has the smallest room.

On the other hand one of his home mates, who was a bit of a character to say the least, had not savings, claimed most of his life off the social , Never saved any money, is life style was heavy drinking and smoking. Now his pecking order is at the very top, he has the largest room, which the Retired Police Officer can not even afforded.

So for me how has a house paid for and a pension, guess what I am doing. I am going to sell up give it all my kids and make sure I do not have a penny. Why so I can have the best room sadly not all free.

Now, if I had my life again and all those family tax credits for just working 16 hours a week and all those benefits and free courses, free entry to leisure centre and a great life style. I would have not blinked for a second rather working at least for 35 years a 60 hour week. I am still working now those hours, because I do not have family tax credits to claim. I just now pay those stupid University fee's how wonderful it is never been able to claim a penny all my life.

I have worked with pride, because my father loved his claims and I did not want to go down that route. I should have followed my father footsteps he had a better life.

He paid hardly nothing in but claimed loads from us tax payers. I will not make the last mistake though, my house will be gone so I do not fund all my own health. What the point I have seen it first hand and now witnessed it for real in a care home.

My other option is to move to Scotland so we can have UK tax payers pay for it all.

What is the point in saving for a pension if it is going to be swallowed up paying for care, and what is the point in living too long just to spend that time in a care home? Retire as soon as you can, spend the kids inheritance and hope to die before the money runs out. best scenario for all of us.