Families have seen their finances improve over the last year which has helped them to boost their savings despite the recession, according to a report.
They take home £2,150 a month on average after taxes and before paying bills, an above-inflation 4% rise on 12 months ago, Aviva's Family Finances Report said.
This has helped families increase the amount they put away in savings each month to £45, a record high since the report began in January 2011 and 41% more than a year ago, taking typical savings pots to £1,228, a 6% year-on-year increase.
Families' take-home pay has grown at a higher rate than for people across the UK generally as family households are more likely to include people who are older and more financially established, the study said. It also found there are more family homes with at least two people who are employed.
Families have been able to take advantage of a recent slowing in unemployment to bolster their incomes, with nearly three-quarters having a full-time "breadwinner" and more than a third having a spouse who earns a secondary income; both increases on the start of the year.
Much of the income boost was driven by families with two parents and children. Families with two parents in a committed relationship with two or more children saw an 8% annual rise in their monthly income to £2,327, while those with two parents in a relationship who had one child saw a 4% rise to £2,171.
In sharp contrast, single parents' finances have plummeted by 8% over the last year to £805 and the report said Government reforms to the benefits system could be partly behind these decreases in income.
Richard Kelsall, head of savings for Aviva, said: "Many UK families have experienced tough times in recent years, so it's reassuring to see that people are getting to grips with their finances to weather the storm.
"Incomes have risen and debts are falling which suggests that families are working hard to get on an even keel."
The report also showed how finely households are balancing their budgets. A third of families said they could not afford to put any more money aside as every penny is already allocated, rising to 65% of single-parent families. The findings came from more than 12,000 people across the UK.