Cash-strapped car owners are cutting corners to save money, according to a survey.
As many as 10% of motorists are delaying their MoT test until after its due date to preserve cash, the poll by InsureMyExcess.com showed.
A further 16% are holding off doing repairs to their vehicle to save money, with one in five of 18-24 year olds delaying attending to faults.
More than half of the 1,000 drivers polled said they were worried about paying for repairs needed during an MoT inspection, while around 10% have changed their motor insurance from fully comprehensive to third party only.
The survey also found that 5% of 18-24-year-olds have delayed their MoT test by more than six months, with around one in six switching from fully comprehensive to third-party insurance.
InsureMyExcess.com director Matt Tumbridge said: "Motorists have been hit hard by spiralling motoring costs and it is very worrying that so many are struggling to pay for repairs to their vehicles and their insurance.
"I believe that motorists are very responsible on the whole, but with tightening budgets and further job losses looming, motorists are being very careful with their money and feel that they no option as the cost of motoring continues to increase."