Pay NI, pay 20p in the pound tax, pay 20p of what's left in VAT, pay over the odds for energy sold of to foreign companies and once you are no longer a tax cow to be milked by millionaire politicians who steal from the public purse at every opportunity, prepare to be robbed of every last penny.
There is plenty of money for wars, olympics, foreign aid etc but none for the most vulnerable and elderly. Funny, I was under the impression that dementia was a degenerative brain disease, therefore a health issue NOT a social care issue. Successive governments have neatly ignored this ensuring that people who succumb to this disease lose not only their minds but everything they have built up throughout their working lives.

What a load of tosh the only reason they state such a high cost is because they know elderly people
who own their own home will get this value or even more so therefore let us bankrupt the elderly. Would
they pay that much for a carer who works around the clock at home for an individual born with severe
disabilities. Load of BULL...T.

what I can`t quite understand about this new cap system is what if the person can`t raise the £100.000 say +interest they have borrowed. when they demiss. my mum has now self funded well over a hundred thousand for her care. say house prices drop further and don`t make £100,000 who pays whats owing or is this going to be funded by the children / relatives left.
can`t see this ever working.
presumably if the asset ie home is empty you rent it out and any income made pays for additional care over £100.000 so you still have money to keep funding your own care.

have to agree with terryg89 `s comments down the page

Its about time this government got to grips with all this once and for all. Its a situation that no party has ever tackled and doesn: t seem to have an answer for even though they have had years of N.I. and taxes.
we are being robbed from the cradle to the grave.
As an ex qualified nurse I have witnessed so many patients and there children/ family go through hell, even considering care in homes for the elderly.
I too through ill health myself had to give up a 25 yr career in the nhs.
My mother was diagnosed with dementia and even though ill had her living with us for 6 years, until I could cope no longer. That was 7 years ago she went into a care home. she is self funding and is now on the spending of a second property and eventually will be on the 3rd and final property.
I do not agree with them taking all these properties to fund her care at all. One, yes but not 3.
My father worked day and night to get those properties which should have primarily been to pay to care for my sister, who had cerebal palsy when anything happened to my parents when both had demised.
unfortunately due to negligence in a care facility which was supposed to give my parents a break my sister became uncared for and got burn`t, as a result she died 6 months later aged 32. my father died 3 years later aged 59.
I feel exceedingly bitter that our family were let down then and my mother is also being let down now and my father giving his all, all of his life for absolutely nothing.
Whether you are self funding or not, you don`t receive any different care or priveliges than someone who is sat next to you has never worked, or have and spent there lifes worth having a good time and who can blame them.
These politicians have no idea how the real world live. It is truly shameful that elderly people are being basically ripped off at the most vunerable time of there lives.
So my advise. I am sorry to say is any spare money spend and don`t save it`s just not worth it they will take nearly all of it off you. when they do need to help to pay your care you¬ll still have to give up at least 80% of your pension per week and leave you with peanuts and the amount you are allowed to keep is about £13, 500 probably just enough the way it is going to fund your funeral.
Retirement and old age is really something to look forward too. God help you if your in need of total care.

Here's a start. Savings to be made on the ludicrous amout of tax relief on pension contributions £20m +
per year 60 % of which goes to to high rate tax payers. For example somebody "earns" £200,000 and pays £20.000 pension contribution. Additional gift from the rest of the taxpayers, including what I pay out of my pension,£10000. Put another way "Earns £4,000 per week but still scrounges £200 per week paid for by hard-working families". Not a headline we are likely to see in the Tory press.

Oh my god 100k! Most people I know would not get anywhere near that even with selling their home. I just sold my father in laws house for under 50k and it was a great 3 bed house. These posh boys really have no idea about us lot have they?

Thats about right the £100,000 people that have struggled to get a mortgage so that they could leave something to pass onto their children get to pay £100,000 cap each for their care there will be nothing left so what is the point this government has to go let us demand an early election before it is to late

This proposal degrades and humiliates our eldrly,after having paid taxes and Ni all their lives now when they need care through no fault of their own they will have to sell their assets that they have saved for all their working lives to be cared for when the government should foot the bill,if this government stop giving billions to other countries and the EU and shelling tax payers money in immigrants living in very expensive properties,its about time this government got its priorities right,dont forget MPs the elderly have a vote and as we know they are living longer.

Live on benefits all your life and pay nothing.