Portrait of a man driving his car

Want a car that won't cost a fortune to insure? Auto Express has revealed the top models to go for.

Car insurance premiums have fallen by a record amount.

But insurance costs are still high enough to be a concern for drivers, both young and old.

One way to cut down this cost is to pick a car which has a low group rating.

Industry experts determine a car's insurance grouping (numbered 1 to 50) using a set of criteria including security features, cost of parts and the value of the vehicle brand new.

This classification is used by insurers to help determine the cost of a policy. Cars up in the lower groups tend attract lower premiums and vice versa.

Car magazine Auto Express has trawled through the motors in the lowest groupings to find the cheapest cars to insure in the UK right now.

Below is the list in order of their cost brand new.



Driving down the cost of insurance

The cars above all fall into either group one or two.

But if you don't fancy any of them you could venture up a few more to see what you could get. If you want to find what insurance grouping the car you're interested in falls into, you can use the Thatcham website.

And for other ways to cut down on the cost of insurance read 25 ways to cut your car insurance.

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