Banking & Savings

'Vulnerable stereotype' challenged

May 16, 2013

Payday lenders have pressed MPs not to bracket all their customers as being "vulnerable" amid a clampdown on the sector

Three ways to get an interest-free loan

May 14, 2013

Here are three routes to interest-free money that won't be found in the 'loans' section of your bank!

The cheapest personal loans

May 14, 2013

We look at the best personal loans on the market right now. The cheapest rate is currently 5% - much lower than a couple of years ago. If you want to borrow some money, a personal loan is a great...

The famous faces of bankruptcy

May 14, 2013

From Kerry Katona to Meatloaf, we look at 10 famous faces who made buckets of cash only to lose it overnight to repay spiraling debts

The lenders who won't damage your credit score

May 13, 2013

Some lenders will let you know whether they are likely to approve you for a credit card or loan without leaving so much as a mark on your credit record. The main problem with applying for most loans...

Will the mines be re-nationalised?

May 13, 2013

Massive pension debts and a fire at a deep-pit in the Midlands could force the government to take ownership of some mines

Five places where you can get an overdraft for free

May 10, 2013

As the interest charged on overdrafts hits a new record high, we point out five places where going into the red is absolutely free

M6 toll road to be re-nationalised?

May 08, 2013

The UK's pay-as-you-go M6 tollway is seeing traffic numbers plummeting. The tollway is losing so much cash there are now calls for the relief road to be re-nationalised.

Kerry Katona payday loan ad banned

May 08, 2013

An advertisement for payday loans featuring TV personality Kerry Katona has been banned in part for irresponsibly suggesting the money could help to fund a celebrity-style lifestyle

The Fixer: Finding a small loan

May 01, 2013

Help! I need a bit of extra cash to tide me over. What's the best way to borrow?

Loans for the unemployed

May 01, 2013

To borrow from mainstream lenders, you'll need at least three things: a steady job, an income and a home. Without all three, you will struggle to borrow a penny from high-street banks. If you are self-employed or in temporary work (or even if you rent your home), then expect to pay higher interest rates than those conventional borrowers as they are considered better risks.

The best time of day to pay your bills

May 01, 2013

Whether it's paying your credit card bill, your mortgage or simply sticking some money in your savings account, the time of day that you manage you money can make a difference to your bank balance.

19% 'skip loan payments on purpose'

Apr 27, 2013

One in five Britons has deliberately skipped a loan repayment in recent years because they could not afford it, a study has suggested

FundingKnight: new peer-to-peer lender offering 11.4% returns

Apr 26, 2013

A new peer-to-peer lender named FundingKnight claims to offer lenders an incredible return of more than 11%. Is it too good to be true?

19% 'skip loan payments on purpose'

Apr 26, 2013

One in five Britons has deliberately skipped a loan repayment in recent years because they could not afford it