Cash flow confusion – where are my £££s going?
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Redundancy may be a worry for many people right now but it’s not necessarily the main cause of our financial woes. Rising bills and one-off payment shocks, such as having to replace a car, can be much more damaging, according to research from the Council of Mortgage Lenders (CML). It showed that higher food and fuel costs had the biggest negative effect on our finances last year.
If you can't work out where your money goes, this checklist should help you to identify the true cause - or causes - of your cash flow crisis. Once you know what the problem is, you can take steps to deal with it.
Remember to check your credit report with CreditExpert – you can get advice on how to take control of your credit rating as a part of a 30-day free trial.
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