Do
…check your credit report
However short of time – and ready cash – you are, spare a few minutes to look at your credit report. This is the personal history of your credit cards, loans, mortgages and other credit accounts. It’s information lenders usually check when they decide whether to make you an offer, so it pays to be sure it’s in good shape. To give yourself the best chance of getting a good deal, make sure you close any unused accounts and that all your details are up-to-date and accurate – even a single error could cost you your application in the present economic climate. See your free Experian credit report now.