Home | Email | Get AOL Toolbar | Help | Make AOL My Homepage
 Sunday, 22 November 2009
Money

Credit Reports

| | | |
Powered by Google

Money Quiz

Finance Quiz
Test your Knowledge
Get Stock Quote for:

Safe social networking tips - even for Paris Hilton

posted : 05-13-08 08:04 EDT comments : 0
Paris Hilton

- Embarassing ID frauds of the famous
- Are you living in an ID fraud hot spot?
- Check your credit report for ID fraud

They seem like a bit of harmless fun - a way to reach old and new friends around the world, share experiences and photographs and build up a new circle of mates. But social networks may give away more than you'd like, as Paris Hilton has recently discovered.

The socialite heiress favours Facebook to host details of her partying and is canny enough to use the security protections it offers, so access is restricted to her closest friends.

She posted supposedly private pictures of a big night out after the Emmy awards, which were promptly accessed by a Canadian computer expert. Facebook promptly unveiled a security upgrade but the expert, Byron Ng, breached it easily.

Free Credit Report

Receive your free Experian credit report with a free trial of our credit monitoring service. - Get more info
Privacy Policy

It's a timely warning to the millions of Facebook users around the world - and to all of us who use MySpace, Bebo and even Friends Reunited - to think twice before posting anything personal online. So take these simple precautions if you want to carry on poking your mates without revealing more than you'd intended.

  1. Be careful how much information you give away

    Many people give their full names, e-mail address, contact numbers and date of birth, plus intimate details such as pet names and mother's or wife's maiden name - everything a fraudster would need to steal your identity and make a good guess at the passwords that are meant to protect your bank and credit card accounts.

    The general rule is to be very cautious about how much information you give away and who can see it. Use the security settings to restrict access to your closest friends but don't put up anything that you want to keep really private. You may also want to restrict the people who can post messages and view your wall - they may reveal more than you may want others to know.

  2. Don't take anyone at cyber-face value

    Signing up friends can become quite competitive, with some users accepting offers of friendship from people they don't know at all, without stopping to think that people can and do tell lies online.

    The more people you accept on blind trust, the higher the chance that someone will take advantage of the information you post, so always try to double-check potential friends. If they claim to know genuine friends, ask about them. If in doubt, don't accept invitations from strangers.

    If you join any networks or groups, remember that all the members usually have access to your profile. If you don't want hundreds of thousands of people to see any personal details, then don't post them.

  3. Never share your passwords

    Don't be tempted to give out your password to anyone, even to enable a friend to look at your photos or check your messages on your behalf.

    Facebook specifically recommends that users never share access passwords with anyone - not even your boyfriend, girlfriend or best friend. There is always a risk that someone will abuse your trust. For example, they might post distressing or offensive pictures as a joke or add personal information you'd rather keep private.

  4. Be aware of potential employers searching through your profile

    It's also worth remembering that educational institutions and employers have taken to searching these sites to see what you get up to in your spare time and whether your CV matches reality. Some people have even faced disciplinary action because of comments they have posted on their profiles about their job or employer.

    So even if you think those photographs taken when you were drunk will give your friends a laugh, think twice before posting them. Be selective with the type of information you display in your profile. If you think it could land you in trouble, then keep it off the internet.

  5. Check that your ID is safe

    If you are worried about your personal information being compromised via a social networking site, use an online service to keep an eye on your credit report. This is the personal history of the credit that you have taken out, such as loans, credit cards, mortgages and mobile phone contracts. Lenders search it and leave a record whenever you apply for credit, so you can see if anyone has been trying to borrow money or buy things on credit in your name.

    CreditExpert, the UK's leading credit monitoring and identity fraud protection service, alerts you by text or e-mail whenever there is any significant change to your credit report that could indicate attempted identity fraud - and if the worst happens, there are free helplines staffed by credit and identity fraud specialists.

You can check your Experian credit report for free with a 30-day trial now.

    You'll be asked to register or login before posting a comment

    * Display Name (Screen Name or email address is not permitted)

    By submitting your comment, you agree to the AOL Web Services Agreement. If you feel a comment is in violation of AOL community Standards,you may report it using the 'Notify AOL' button.

    Guidelines At A Glance

    Below are some quick guidelines to note when posting comments on AOL.
    • Don't post unlawful, harassing, defamatory, abusive, threatening, harmful, obscene, profane, sexually oriented, homophobic or racially offensive comments.
    • Posts that aren't relevant lower the value of the discussion. Stay on topic.
    • Don't make multiple postings, keep your number of comments per topic to a reasonable level.
    • Please do not publicise anyone's contact details.
    • No advertising, promotion of products or services, or posting of web links (URLs).
    • You should never impersonate anyone, please refer to our Netiquette Guide.
    • Please note that your chosen display name is linked automatically to either your screen name or chosen email address for security purposes.

    Money Guides and Tools from AOL partners

    Clear Class
    Rss Module

    Supermarket deals 'worse than...

     Supermarkets are giving customers more money-off deals in the run-up to Christmas but they offer smaller savings than last year, research has suggested.
    Supermarkets are giving customers more money-off...
    rssModule
    Rss Module

    Alcohol prices 'could rise by...

     Alcohol prices could rise by 10% next year because of tax increases, the head of a major brewer has said.
    Alcohol prices could rise by 10% next year...
    rssModule
    Rss Module

    Competition to rename 'pensions'

     An insurance company has launched a competition to find a new name for pensions after research showed one in five people found the term off-putting.
    An insurance company has launched a competition...
    rssModule
    Rss Module

    Over 300,000 homes standing...

     The number of empty homes in England reached its highest level for five years during 2008.
    The number of empty homes in England reached its...
    rssModule
    Rss Module

    Warning over council tax scam

     Consumers have been warned to be vigilant after it emerged fraudsters were trying to trick people into handing over their bank account details through a council tax scam.
    Consumers have been warned to be vigilant after...
    rssModule
    Rss Module

    Diesel returns to £5 a gallon...

     Motorists are now having to pay £5 a gallon for diesel again, according to the AA.
    Motorists are now having to pay £5 a gallon for...
    rssModule
    Rss Module

    Extend scrappage scheme, urges...

     The leader of Britain's biggest business group has urged the Government to extend the car scrappage scheme until the general election to help the recovery from recession and boost employment.
    The leader of Britain's biggest business group...
    rssModule
    Rss Module

    Nationwide: Rates will remain...

     Building society Nationwide forecast a protracted recovery from recession and interest rates at record lows until "at least" the final quarter of next year.
    Building society Nationwide forecast a...
    rssModule
    Rss Module

    Insurers set for flood of claims

     Insurers were bracing themselves for a rush of claims from people hit by the flooding.
    Insurers were bracing themselves for a rush of...
    rssModule
    Rss Module

    Mortgage lending up five per...

     Mortgage lending rose by 5% during October as the market continued to recover from its traditional summer dip, figures showed.
    Mortgage lending rose by 5% during October as...
    rssModule
    Rss Module

    Supermarket deals 'worse than...

     Supermarkets are giving customers more money-off deals in the run-up to Christmas but they offer smaller savings than last year, research has suggested.
    Supermarkets are giving customers more money-off...
    rssModule
    Rss Module

    Alcohol prices 'could rise by...

     Alcohol prices could rise by 10% next year because of tax increases, the head of a major brewer has said.
    Alcohol prices could rise by 10% next year...
    rssModule