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PERSONAL FINANCE
Top ten credit myths - and the truth behind them
1. Previous occupants of my address affect my credit rating
These days it makes no difference to your credit rating if the previous occupant of your home was a millionaire or a bankrupt as long as you never shared a financial connection – lenders are only interested in your ability to repay them on time and in full. They do like to see stability, though, and if you’ve recently moved they will want to know your previous address, so they can check back.
- How to tell credit crunch myths from reality
FEEDMoney Headlines
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- Cautious Topps raises £15.4m
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- Scheme helps firms defer £4bn tax
- Nomura hit with £1.75m FSA fine
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