Fast credit – and how to get it
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- Tips to fast credit and how to get it
In these days of bank bail-outs, jittery stock markets and mortgage drought, it'd be easy to think that quick credit is a thing of the past. But you’d be wrong. Although credit is undoubtedly harder to come by than it used to be, there are still many ways that you can borrow in less than 24 hours.
A trip along any high street shows that there are a multitude of retailers ready and willing to offer store cards or interest-free deals, on products ranging from must-have fashion to designer sofas and electrical goods. Beyond the shopping mall, car dealerships and catalogue companies are still so eager for custom that they’ll set an account on the spot, while even a bank will give an instant answer on an overdraft or loan.
But before you hotfoot it to sign on the dotted line, you need to know what you’re letting yourself in for. Even though fast credit is still available, lenders are getting increasingly cautious – so don’t spoil your chances by not being prepared.
• Remember, the best place to start getting your credit history in shape – and improve your image with lenders – is your credit report. You can check your Experian credit report for free with a trial of CreditExpert, the UK’s leading online credit monitoring and ID fraud protection service.
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