Balance transfer credit cards

Compare the best balance transfer credit card and 0% interest deals available.

Powered by lovemoney

lovemoney.com's Terms of Use and Privacy Policy

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
Barclaycard 27Mth Platinum Visa
Barclaycard 27Mth Platinum Visa 		0%
for 27 months
(3.5% fee) 		0%
for 6 months 		Representative
18.9%
APR
(variable)
  • Currently the market leading interest-free period balance transfer credit card
  • Contactless payments and Paperless statements
  • No balance transfers from other Barclaycards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable). BT fee is reduced from 3.9% to 3.5% (T&Cs apply).
Virgin Money Credit Card MasterCard
Virgin Money Credit Card MasterCard 		0%
for 26 months
(2.99% fee) 		0%
for 6 months 		Representative
17.9%
APR
(variable)
  • Instant Decision
  • Great discounts on Virgin products and high street names
  • No balance transfers from other MBNA accounts
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.9% PA (variable).
NatWest Platinum MasterCard
NatWest Platinum MasterCard 		0%
for 26 months
(2.65% fee) 		0%
for 6 months 		Representative
18.9%
APR
(variable)
  • A great interest-free balance transfer card
  • Travel, hotel and retail discounts
  • Fraud protection service
  • No balance transfers from Mint, RBS or other NatWest cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.95% PA (variable).
Royal Bank of Scotland Platinum MasterCard
Royal Bank of Scotland Platinum MasterCard 		0%
for 26 months
(2.65% fee) 		0%
for 6 months 		Representative
18.9%
APR
(variable)
  • A great interest-free balance transfer card
  • Travel, hotel and retail discounts
  • Fraud protection service
  • No balance transfers from Mint, other RBS or NatWest cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.95% PA (variable).
Tesco Clubcard Credit Card for Balance Transfers
Tesco Clubcard Credit Card for Balance Transfers 		0%
for 25 months
(2.9% fee) 		0%
for 3 months 		Representative
16.9%
APR
(variable)
  • Clubcard points on all your spending. One point awarded for every £4 spent in each purchase transaction (£4min). Must have available credit
  • Online servicing
  • Minimum income £5K, UK resident with good credit history
 Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Barclaycard 25Mth Platinum Visa
Barclaycard 25Mth Platinum Visa 		0%
for 25 months
(2.4% fee) 		0%
for 6 months 		Representative
18.9%
APR
(variable)
  • A great interest-free balance transfer card
  • Contactless payments and Paperless statements
  • No balance transfers from other Barclaycards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable). BT fee is reduced from 3.5% to 2.4% (T&Cs apply)
Halifax BT 25 Month MasterCard
Halifax BT 25 Month MasterCard 		0%
for 25 months
(2.5% fee) 		0%
for 3 months 		Representative
18.9%
APR
(variable)
  • 3% fee reduced by 0.5% refund to effective 2.5% fee
  • A great interest-free balance transfer card
  • APR and length of the offer are dependent on personal circumstances
  • No balance transfers from Halifax or other Bank of Scotland cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 19.0% PA (variable).
Nationwide Visa
Nationwide Visa 		0%
for 20 months
(3.1% fee) 		0%
for 3 months 		Representative
15.9%
APR
(variable)
  • Commission-free purchases abroad when you build up your allowance through spend in UK sterling
  • Fraud Protection Guarantee
  • No balance transfer from other Nationwide Credit cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 15.9% APR (variable). Purchase rate 15.9% PA (variable).
Bank of Scotland Platinum Online MasterCard
Bank of Scotland Platinum Online MasterCard 		0%
for 18 months
(3% fee) 		0%
for 3 months 		Representative
17.9%
APR
(variable)
  • A great interest-free balance transfer card
  • Manage your card using Internet and Mobile Banking
  • No balance transfers from Halifax or other Bank of Scotland cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Bank of Scotland, PO Box 23581, Edinburgh EH1 1WH.
Santander Credit Card MasterCard
Santander Credit Card MasterCard 		0%
for 17 months
(3% fee) 		0%
for 3 months 		Representative
17.9%
APR
(variable)
  • Manage your accounts online anytime of day
  • Manage your card on the go with our mobile app for the iPhone or iPad
  • No annual fee
  • Applicants must be aged 18yrs and over, UK resident for 3yrs, No CCJ's, Annual income over £7,500
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.9% PA (variable).
Barclaycard Low Balance Transfer Fee Visa
Barclaycard Low Balance Transfer Fee Visa 		0%
for 16 months
(1.5% fee) 		0%
for 3 months 		Representative
18.9%
APR
(variable)
  • Fee reduced from 1.6% to just 1.5% (T&Cs apply)
  • Includes contactless technology for payments of £20 and under
  • No balance transfers from other Barclaycards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable). Fee reduced from 1.6% to just 1.5% (Terms and conditions apply).
Halifax All in One Online MasterCard
Halifax All in One Online MasterCard 		0%
for 15 months
(1% fee) 		0%
for 15 months 		Representative
17.9%
APR
(variable)
  • 3% fee reduced by 2% refund to effective 1% fee
  • Market leading balance transfer and purchases card
  • APR and length of the offer are dependent on personal circumstances
  • No balance transfers from Halifax or other Bank of Scotland cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Halifax, The Mound, Edinburgh EH1 1YZ
Lloyds TSB Online Plat 15Mth BT
Lloyds TSB Online Plat 15Mth BT 		0%
for 15 months
(1% fee) 		0%
for 3 months 		Representative
17.9%
APR
(variable)
  • 3% fee reduced by 2% refund to effective 1% fee
  • Full account management online
  • No balance transfers from other Lloyds cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Lloyds TSB Bank Plc, 25 Gresham Street, London, EC2V 7HN.
Sainsbury's Bank Nectar Credit Card
Sainsbury's Bank Nectar Credit Card 		0%
for 15 months
(3% fee) 		0%
for 6 months 		Representative
17.9%
APR
(variable)
  • Earn 4 points per £1 spent in Sainsbury's store
  • One Nectar point for every £5 spent on your card elsewhere
  • Double Nectar points on Sainsbury's shopping
  • New Sainsbury's Bank Credit Card customers only
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 18.0% PA (variable).
Post Office Platinum MasterCard
Post Office Platinum MasterCard 		0%
for 14 months
(2.98% fee) 		0%
for 3 months 		Representative
16.9%
APR
(variable)
  • No fees on purchases overseas
  • No cash advance fee on Post Office travel money
 Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Barclaycard 14/14 Platinum Visa
Barclaycard 14/14 Platinum Visa 		0%
for 14 months
(2.9% fee) 		0%
for 14 months 		Representative
18.9%
APR
(variable)
  • 0% interest on purchases for 14 months from account opening
  • No balance transfers from other Barclaycards
 Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
AA Rewards Credit Card Visa
AA Rewards Credit Card Visa 		0%
for 12 months
(3% fee) 		0%
for 10 months 		Representative
16.9%
APR
(variable)
  • 1 point for every £1 spent on fuel, and 1 point for every £2 spent on everything else
  • Redeem 4,000 points for £20 of cash back or high street shopping vouchers or £40 against AA products like home insurance
  • No balance transfers from AA, BMI, ICICI, Virgin Money or other MBNA cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
AA Members Rewards Visa
AA Members Rewards Visa 		0%
for 12 months
(3% fee) 		0%
for 10 months 		Representative
16.9%
APR
(variable)
  • 2 points for every £1 spent on fuel, and 1 point for every £1 spent on everything else
  • Redeem 4,000 points for £20 of cash back or high street shopping vouchers or £40 against AA products like breakdown cover
  • No balance transfers from AA, BMI, ICICI, Virgin Money or other MBNA cards
 Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
M&S Credit Card
M&S Credit Card 		0% for 12 months (2.9% fee) 0%
for 15 months 		Representative
16.9%
APR
(variable)
  • Earn M&S points every time you shop with your card
  • Buy M&S Travel Money with no cash advance or foreign exchange fees
  • You must be at least 18 years of age with good credit history
 Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Barclaycard Gold Visa
Barclaycard Gold Visa 		0%
for 12 months
(2.5% fee) 		No introductory rate Representative
19.9%
APR
(variable)
  • 0% interest on balance transfers for 12 months from account opening
  • Suitable for strengthening credit rating
  • No balance transfers from other Barclaycards
 Apply »
Representative example: assumed borrowing of £1,200, representative 19.9% APR (variable). Purchase rate 19.9% PA (variable).
Saga Over 50's Platinum Visa
Saga Over 50's Platinum Visa 		0%
for 9 months
(3% fee) 		0%
for 9 months 		Representative
11.9%
APR
(variable)
  • 0% foreign currency fee
  • A secure online account managment tool
  • Applicants must be aged 50yrs or over
 Apply »
Representative example: assumed borrowing of £1,200, representative 11.9% APR (variable). Purchase rate 11.3% PA (variable). Allied Irish Banks plc, Bankscentre, Ballsbridge, Dublin 4, Republic of Ireland.
Lloyds TSB Duo Avios Credit Card Account
Lloyds TSB Duo Avios Credit Card Account 		0%
for 6 months
(3% fee) 		No introductory rate Representative
17.9%
APR
(variable)
  • Up to 1 Avios for every £1 of eligible spend. T&C’s apply
  • Collect double Avios on your spend abroad
  • Collect 1,500 Avios for every whole £1,000 balance transferred from a single provider
 Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Lloyds TSB Bank Plc, 25 Gresham Street, London, EC2V 7HN.
Lloyds TSB Premier Duo Avios Credit Card Account
Lloyds TSB Premier Duo Avios Credit Card Account 		0%
for 6 months
(3% fee) 		No introductory rate Representative
23.7%
APR
(variable)
  • Up to 1.25 Avios for every £1 of eligible spend. T&C’s apply
  • Collect double Avios on your spend abroad
  • Collect 1,500 Avios for every whole £1,000 balance transferred from a single provider
 Apply »
Representative example: based on £50.00 annual fee, assumed borrowing of £1,200, representative 23.7% APR (variable). Purchase rate 13.95% PA (variable). Lloyds TSB Bank Plc, 25 Gresham Street, London, EC2V 7HN.


Some important information about this page

This service is provided by lovemoney.com financial services limited on behalf of Aol.

If you spot any mistakes or inaccuracies on our site, please contact lovemoney.com financial services limited.

For more information please see the lovemoney.com financial services limited terms of use and privacy policy and advertising disclosure.