10 ways to make your way through the mortgage minefield
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The hopes and aspirations of millions of home-owners and first-time buyers received a boost with the announcement of a stamp duty amnesty on properties worth £175,000 or less, a new shared equity scheme for families earning less than £60,000 and earlier financial support for people struggling with their mortgage repayments.
But the mortgage famine shows no sign of ending and lenders remain cautious in the extreme, whether they're assessing remortgages at the end of fixed rate deals or new applications.
The good news is that it's possible to improve your chances of getting the mortgage you want. These steps should help.
You can see your Experian credit report for free with a 30-day trial of CreditExpert, the UK’s leading credit monitoring and identity fraud protection service.
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