- Debt advice

IVA's

Have you heard about IVA’s? Do you think they could be a solution for you?

An IVA will allow you to agree to settle your debts within a reasonable period of time (normally about 60 months). Once you have started an IVA, interest and debt charges will be frozen and the companies that you owe money to will no longer demand any additional payments from you.

Consolidation Loans

We’ve all been in a situation where we’ve have lost track of our debts for a while. Whether it be on credit cards, personal loans, overdrafts, store cards or others debts, it’s easy to let repayments to your debtors mount up and become unmanageable. Considering a Consolidation Loan is a way to combine all your debts into one simple, easy-to-manage account, with repayments to suit your own personal circumstances.

Debt Management

If you have found that repayments to your debtors have become too much to cope with and you’ve fallen behind on payments. The stress and hassle of falling behind with repayments can be a daunting and it can be difficult to see your way out of the situation. But you have help available, a Debt Management Plan could see your debts being repaid regularly with the full agreement of the companies you are in debt with.

Bankruptcy

Bankruptcy is a very worrying and serious situation for most but don’t think that you’re alone. Professional debt advisors are available to give you clear, impartial advice and will talk you through all your options before deciding whether to go ahead with an application for bankruptcy.