Peer to peer savings

P2P or social savings schemes are becoming a popular alternative to high street savings accounts. The new schemes allow you to invest in businesses or lend money on the loans market whilst naming your own interest rates.

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  • Provider & account name
  • AER / Gross
  • Projected AER / Net
  • Min/Max
    investment
  • Notice/Term
  • Apply now
FundingCircle.com Lending
FundingCircle.com
6.20%
Variable rate
6.20% £20 /
None
2 days on average Apply »
  • Earn an average net return of 6.2% by lending your money to creditworthy UK businesses.
  • Choose the businesses you want to invest in at the rate you are comfortable with so you can manage your level of risk
  • Easy Access to your money, lend as little as £20 to get started (no maximum)
  • No FSCS (direct contracts would still stand)
RateSetter.com 5 Year Income
RateSetter.com
5.20%
Fixed rate
5.20% £20 /
None
Monthly Repayment Apply »
  • All Rates protected by Provision Fund
  • Long Term Income or Reinvestment
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)
RateSetter.com 3 Year Income
RateSetter.com
4.30%
Fixed rate
4.30% £20 /
None
Monthly Repayment Apply »
  • All Rates protected by Provision Fund
  • Long Term Income or Reinvestment
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)
RateSetter.com 1 Year P2P Bond
RateSetter.com
3.00%
Fixed rate
3.00% £10 /
None
Maximum 365 days Apply »
  • All Rates protected by Provision Fund
  • First ever "P2P Bond
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)
RateSetter.com Monthly Access
RateSetter.com
2.40%
Variable rate
2.40% £10 /
None
Maximum 30 days Apply »
  • All Rates protected by Provision Fund
  • Simple and quick lending
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)


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