Peer to peer savings
P2P or social savings schemes are becoming a popular alternative to high street savings accounts. The new schemes allow you to invest in businesses or lend money on the loans market whilst naming your own interest rates.
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- Provider & account name
- AER / Gross
- Projected AER / Net
- Min/Max
investment - Notice/Term
- Apply now
FundingCircle.com Lending |
6.20% Variable rate |
6.20% |
£20 /
None |
2 days on average | Apply » |
- Earn an average net return of 6.2% by lending your money to creditworthy UK businesses.
- Choose the businesses you want to invest in at the rate you are comfortable with so you can manage your level of risk
- Easy Access to your money, lend as little as £20 to get started (no maximum)
- No FSCS (direct contracts would still stand)
RateSetter.com 5 Year Income |
5.20% Fixed rate |
5.20% |
£20 /
None |
Monthly Repayment | Apply » |
- All Rates protected by Provision Fund
- Long Term Income or Reinvestment
- Rates inclusive of fees and bad debt
- No FSCS (direct contracts would still stand)
RateSetter.com 3 Year Income |
4.30% Fixed rate |
4.30% |
£20 /
None |
Monthly Repayment | Apply » |
- All Rates protected by Provision Fund
- Long Term Income or Reinvestment
- Rates inclusive of fees and bad debt
- No FSCS (direct contracts would still stand)
RateSetter.com 1 Year P2P Bond |
3.00% Fixed rate |
3.00% |
£10 /
None |
Maximum 365 days | Apply » |
- All Rates protected by Provision Fund
- First ever "P2P Bond
- Rates inclusive of fees and bad debt
- No FSCS (direct contracts would still stand)
RateSetter.com Monthly Access |
2.40% Variable rate |
2.40% |
£10 /
None |
Maximum 30 days | Apply » |
- All Rates protected by Provision Fund
- Simple and quick lending
- Rates inclusive of fees and bad debt
- No FSCS (direct contracts would still stand)